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Personal Loans

Auto Loans

We have fixed low-rate loans for new and used automobiles.  We can prequalify you before you start looking.

Home Equity Loans

Planning to remodel, renovate or landscape your home? Consider a home equity loan.  We have options available for your needs. This revolving line of credit offers convenient access to funds, with flexibility to make purchases.

Real Estate Loans

A Mortgage as Comfortable as Your Home.

Mortgages are one more way Iowa Falls State Bank keeps it local and user friendly for you.

Our hometown approval process means your needs are what matter and that we’re here for you.  Our rates are competitive, our closing fees are low. You’ll know your pricing up front.  Plus we keep the loan servicing right here.  From appraisal to final payment, you can count on local knowledge from people you know and trust.

At Iowa Falls State Bank, we understand that buying or refinancing a home is one of the biggest financial decisions you will make.  We are here to simplify the process for you with our Welcome Home Mortgage.

Please contact one of our experienced banking officers to assist you in matching a loan program to your specific loan need.

All loan products are subject to credit approval.

Student Loans

Iowa Falls State Bank partners with Iowa Student Loan to offer supplemental private student loans to help pay for college.*

The Partnership Advance Education Loan (Partnership Loan):

  • Provides terms and conditions upfront, so you know what you’re getting before you apply.
  • Features variable and fixed interest rates
  • Lets you begin making principal and interest payments, make interest-only payments or defer payments while you attend school.
  • Offers benefits such as an interest rate reduction and cosigner release.

*Iowa Falls State Bank is compensated by Iowa Student Loan for the referral of Partnership Loan customers.

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