The Heritage Account is a long-term, add-on CD designed with their future in mind.
The interest rate is variable and paid semi-annually. Just like a savings bond, but without the hassles of purchasing online.
The account is open in the child or beneficiary’s name.
- The child must be 18 years or under at time of opening
- $1.00 minimum deposit to open CD
Contribute to the account at any time.
- Receive a gift certificate showing the contribution amount
Early withdrawal penalty is waived after the child’s 18th birthday.
Visit with a Personal Banker about our Heritage CD.
It is never too late to start saving. Even the smallest amount can help them Dream Big!
A penalty of early withdrawal is equal to 12-month interest.
Early withdrawal penalty will be waived once account owner is 18 years old.