The Heritage Account is a long term, add on CD designed with their future in mind.
Interest Rate is variable and paid semi-annually. Just like a savings bond, but without the hassles of purchasing online.
Account is open in the child or beneficiary’s name.
- Child must be 18 years or under at time of opening
- $100 Minimum deposit to open CD
Contribute to the account at anytime.
- Receive a gift certificate showing the contribution amount
Early withdrawal penalty is waived after child’s 18th birthday.
Visit with a Personal Banker about our Heritage CD.
It is never to late to start saving, even the smallest amount can help them Dream Big!
Penalty of early withdrawal is equal to 12 month interest.
Early withdrawal penalty will be waived once account owner is 18 years old.