Iowa Falls State Bank

SAVINGS	Cornerstone Money Market Account	Super Saver Account	Passbook Savings Account
Minimum opening deposit	$5,000	$1,000	No minimum to open
Minimum balance to earn interest	$5,000	$1,000	$1
When is interest paid	Interest will be compounded and credited to your account every month	Interest will be compounded and credited to your account every month	Interest will be compounded and credited to your account every 6 months
How is interest paid	Variable interest rate, tiered based on daily balance	Variable interest rate, tiered based on daily balance	Variable interest rate
Minimum to avoid fee	$5,000	No minimum	$100
Monthly fee	$10 if monthly balance falls below $5,000	If account balance falls below $1,000, interest is not paid	$1 if monthly balance falls below $100
Transaction limit	A service fee of $5 will be charged for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account) in excess of six during a month	A service fee of $5 will be charged for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account) in excess of six during a month	An excess withdrawal fee of $1 will be charged for each debit transaction (withdrawal, automatic transfer or payment out of this account) in excess of five in a calendar month

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Savings & money market