Savings & Money Market

Cornerstone Money Market Account
Minimum balance to earn interest $5,000
When is interest paid Interest will be compounded and credited to your account every month
How is interest paid Variable interest rate, tiered based on daily balance
Minimum to avoid fee $5,000
Monthly fee $10 if monthly balance falls below $5,000
Transaction limit A service fee of $5 will be charged for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account) in excess of six during a month
Super Saver Account
Minimum opening deposit $1,000
Minimum balance to earn interest $1,000
When is interest paid Interest will be compounded and credited to your account every month
How is interest paid Variable interest rate, tiered based on daily balance
Minimum to avoid fee No minimum
Monthly fee If account balance falls below $1,000, interest is not paid
Transaction limit A service fee of $5 will be charged for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account) in excess of six during a month
Passbook Savings Account
Minimum opening deposit No minimum to open
Minimum balance to earn interest $1
When is interest paid Interest will be compounded and credited to your account every 6 months
How is interest paid Variable interest rate
Minimum to avoid fee $100
Monthly fee $1 if monthly balance falls below $100
Transaction limit An excess withdrawal fee of $1 will be charged for each debit transaction (withdrawal, automatic transfer or payment out of this account) in excess of six in a calendar month
Dream Big Savings Account
Minimum opening deposit No minimum to open
Minimum balance to earn interest $1
When is interest paid Interest will be credited at maturity, the twelfth month anniversary of account opening
How is interest paid Interest is fixed for the twelve month period. The account balance and accrued interest will be paid out by check to transfer to another account.
Minimum to avoid fee Early withdrawal from this account will close the account and result in forfeiture of all interest earned for the twelve month period. If the account is closed before the interest is credited, accrued interest is forfeited.
Monthly fee None
Transaction limit One automatic transfer or ACH per month is required. Automatic transfer or ACH must be set up within 30 days of account opening
Minor (under 18) / Senior (62 and older) Passbook Savings Account
Minimum opening deposit No minimum to open
Minimum balance to earn interest $1
When is interest paid Interest will be compounded and credited to your account every 6 months
How is interest paid Variable interest rate
Minimum to avoid fee No fee for Minor or Senior Passbook Savings Accounts
Monthly fee No Monthly Fee, No Minimum Balance
Transaction limit An excess withdrawal fee of $1 will be charged for each debit transaction (withdrawal, automatic transfer or payment out of this account) in excess of six in a calendar month

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