Effective August 9, 2013
Limits and fees: The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.
|Shazam Check Card:||$1/month1|
|ATM cash withdrawal (our ATM):||$0.50|
|At ATMs we don’t own or operate:||$0.75|
|ATM dollar limit:||$200/24-hr. period|
|ATM balance inquiry (per inquiry):||$0.50|
|At ATMs we do not own or operate:||$0.75|
|Replacing a lost ATM/debit card:||$10|
|Iowa state sales tax applies only to ATM transactions which involve checking accounts.|
|Frequency and Dollar limitations: You may not exceed $1000 in transactions per day, $1500 in a three-day period, including ATM withdrawals (this may vary depending on qualifying credit).|
|Automatic transfer of funds between accounts:||$1|
|Check printing:||Fee depends on style of check ordered|
|Money order (max. 500/check):||$3|
|Overdraft:||$25 for each item paid, $75 daily maximum*|
|Overdraft protection line of credit:||$15/year|
|Non-sufficient funds:||$25 for each item paid, $75 daily maximum|
|Deposited checks and other items returned unpaid:||$2/item|
|Bill payment (all accounts except Leisure, To Go, Premium, Value & Rewards):||$6/month|
|Bill payment for Leisure & To Go accounts:||Five free per month, $0.50 for each additional|
|Stop payments (all items):||$15 plus tax**|
|Account alert:||$15 plus tax**|
|Customer wire transfer (incoming and outgoing):||$15|
|Non-customer wire transfer:||$25|
|Garnishment and Levies:||$40|
|Coin counting (non-customers):||10% of amount|
|Non-account holder check cashing policy:|
|$500 and over||$5|
We reserve the right to at any time require not less than 7 days notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D.
1This fee does not apply to Premium, Value, Leisure, To Go or Reward accounts.
*Fee applies to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means.
**Fees subject to 5% Iowa state sales tax & any other local tax.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.