Checking Accounts

Documents to bring when opening a new account.

Premium Checking
Minimum balance $1,000 or $10,000 combined monthly average in DDA, Savings & CDs
Monthly service charge $10 if balance drops below minimum balance requirements
Interest bearing Yes, variable interest rate.  Premium Checking rate is subject to change
Monthly statement Mailed to customer; check images included
Online bill pay Free unlimited
Checks provided Yes, standard checks
Value Checking
Minimum balance None
Monthly service charge $7 monthly fee; seniors (62+) free
Interest bearing No interest rate is paid on this account
Monthly statement Mailed to customer; check images included
Online bill pay Free unlimited
Checks provided Yes, standard checks
Reward Checking
Minimum balance None
Monthly service charge No service charge when you sign up for e-statements and have at least 10 debit card purchases posted during the statement cycle. $5 per month if criteria is not met
Reward Credit The Rewards Credit is calculated as >25% the total point of sale debit card transactions posted to the account between the first and last business day of the month.  Reward credit percentage rate is subject to change
Monthly statement E-statements required (check images not returned)
Online bill pay Free unlimited
Checks provided No
To Go Checking
Minimum balance None
Monthly service charge No service charge when you sign up for e-statements; $2 per month if not signed up for e-statements; seniors (62+) free
Interest bearing No interest rate is paid on this account
Monthly statement E-statements or mailed to customer (check images not returned)
Online bill pay 5 free/month, $.50 for each additional payment
Checks provided No

All Accounts are eligible for Free Online Banking with Bill Pay opportunities

*Reward Checking – The reward credit will be deposited on the last banking business day each month in which all minimum requirements are met.  Minimum ten (10) POS debit card transactions are required AND opt-in to e-statements.


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