Certificates of Deposit & Individual Retirement Accounts

There may be penalties for early withdrawal from Certificates and Retirement Accounts.

* Indicates a variable rate account. Compounding of interest: Three & nine -month certificate–compounds at maturity. All other Certificates and all Retirement Accounts–compound semi-annually.

**Indicates the option up feature is available. Ask for details.

As of May 5, 2008

Special
Certificates

 

Interest
Rate

APY

Minimum
Balance

12 Month CD

 

2.50%

2.52%

$1,000

36 Month CD

 

3.25%

3.28%

$1,000

         

*24 Month – IRA

 

2.75%

2.77%

$100


Regular
Certificates

 

Interest
Rate

        APY

Minimum Balance

36 Month

 

2.25%

2.26%

$1,000

30 Month

 

2.25%

2.26%

$1,000

24 Month

 

2.25%

2.26%

$1,000

18 Month

 

2.25%

2.26%

$1,000

12 Month

 

2.25%

2.26%

$1,000

6 Month

 

2.05%

2.06%

$1,000

3 Month

 

1.80%

1.81%

$1,000

Special certificates automatically renew into 12-month certificates.

Deposit Accounts

CORINTHIAN*

.25%

.25%

$0

(Premium Acct)

.25%

.25%

$10,000

.

.50%

.50%

$50,000

NOW*

.10%

.10%

$0

Passbook Savings*

1.00%

1.00%

$10

Super Saver*

1.65%

1.66%

$100,000

.

1.40%

1.41%

$25,000

.

1.15%

1.16%

$10,000

.90%

.90%

$1,000

Cornerstone Money Market Account

Balance

Rate

APY

$50,000 and Above

2.25%

2.27%

$20,000 - $49,999

1.50%

1.51%

$5000 - $19,999

1.25%

1.26%