| |
TO GO |
Leisure |
Value |
Premium |
| Will I pay a service charge? |
No monthly fee, as soon as you enroll in e-statements. |
$2.00 monthly charge if minimum balance falls below $250.00. |
low
$7.00 monthly fee |
$10 monthly fee if Avg. Daily Balance for a monthly cycle falls below $1,000. Waived if $10,000 in combined balance in checking, savings & CD accounts. |
| $50 minimum to open |
| Do I earn interest? |
No interest is paid |
Compounded monthly. Interest rate is tiered based on average daily balance. |
| What happens to my cancelled checks? |
Images are not returned with your statement but are
conveniently available online. |
Images of your checks are included in your monthly
statement. |
| Do
I get a paper statement? |
E-statements are available |
| $2.00 fee for paper statements |
Paper statements will be mailed monthly |
| How can I access my account information? |
Internet banking www.ifsbank.com
24 hour telephone banking |
| Is there a charge for a ATM/Debit card? |
Free Photo debit card - $10.00 value |
Free Debit card upgrade to photo debit card for $10.00 |
| What
other services come with my account? |
Bounce
Protection is available, upon approval |
| 5 free bill pay ($.50 for each additional) |
Bill pay available |
Free online Bill pay |
| |
|
|
Free standard checks |
