PERSONAL BANKING-CHECKING ACCOUNTS

Banking Package

Account Features

Package Benefits

To Go
Package

• Free Checking with e-statement
• Passbook Savings
• Photo Debit / ATM Card
• Free Online Banking
• Bill Pay (5 free / month, $.50 each additional
• Bounce Protection*

• No monthly fee with electronic statement
• $50 minimum to open
• Free photo ATM / Debit card ($10 value)   
• View accounts online
• 24-hour telephone banking
• $400 Bounce Protection

• Enjoy all the benefits of banking with little or no fees.
• Convenience of viewing checks online.
• Reduce postage expense with 5 free bill pays a month
• Avoid the embarrassment of a returned check with Bounce Protection.
• With e-statement, no waiting on the post office for your bank statements.

Leisure
Package

• Checking account with unlimited use
• Passbook savings
• ATM / Debit card
• Free online banking
• Bill Pay (5 free / month, $.50 each additional)
• Bounce Protection*

• $2 monthly fee
• $250 minimum daily balance to waive $2.00 monthly fee
• $50 minimum to open
• Free ATM/Debit card
• $400 Bounce Protection
• View accounts online
• 24-hour telephone banking
• Receive paper statements for your account

• Use your account your way with a minimum fee of $2 (waived if average daily balance is over $250).
• If you prefer to receive paper statements, this account is for you.
• View your account and pay bills online (5 free per month, $.50 each additional).
• Cover those checks with Bounce Protection

Value
Package

• Value Checking
• Passbook / Super Saver
• ATM / Debit card
• Free online banking
• Bill pay available
• Bounce Protection*

• $7 monthly fee
• Check images returned
• Free ATM/Debit card
• Free standard checks
• $400 Bounce Protection
• View accounts online
• 24-hour telephone banking

• View images of checks on your bank statement
• Avoid the embarrassment of a returned check with Bounce Protection.
• Pay bills online for a minimum fee and reduce postage expense.

Premium
Package

• Premium Checking
• Money Market / Super Saver
• Online banking
• ATM / Debit card
• Bill pay available
• Bounce Protection*

• $1,000 average daily balance or $10,000 combined average daily balance in your checking, savings and CD accounts.
• $10 fee if average daily balance for the monthly statement cycle falls below $1000.
• Free ATM/Debit card
• Free standard checks
• No fee for money orders and cashier's checks
• Check images returned
• 24-hour telephone banking
• $1,000 Bounce Protection

• Enjoy interest rates advantages on all your linked accounts.
• Receive email alerts or notices on bank specials
• Reduced postage expense with online bill pay
• Avoid the embarrassment of a returned check with Bounce Protection
• Save $$$ on most bank services.
• Fax service (2 per month) 
• Photocopy service (10 per month)
• Free notary public services
• $3 discount on safe deposit box
• Reduced wire transfer fees
• Membership to our Millennium Club**