Iowa Falls State Bank Pledge to You

With Regulation “E” and the new Opt-In/Opt Out rules on Debit Card Transactions, there has been an abundance of media coverage predicting that banks will simply increase the severity of their overdraft fees and practices in an effort to recuperate the loss in revenue that this new law will cause.  At Iowa Falls State Bank, we pledge to you that we will not increase overdraft fees, or any other consumer account fees until it is clear that the current economic recession has passed.  While other banks in the area have increased their overdraft and return check charges, Iowa Falls State Bank will maintain fees at the same level that we have for the past several years.  We believe in fairness; that our customers should not be penalized for the legislation designed to protect them from abusive overdraft practices in the first place.  This is Iowa Falls State Bank’s pledge to you.

The staff at Iowa Falls State Bank looks forward to Making Things Happen for our customers as we have for over 75 years.

Doug Truex
President