Cash Management

Every business is different, unique in its own way. We take the time to listen and understand the specific business needs, goals and objectives of each commercial banking customer in order to recommend the right blend of financial products and services to help you succeed.

To help you to better handle your business needs our Business Solutions product provides account inquiry, transfers, research, statement delivery, ACH origination and wire transfers any time of the day and anywhere you have an internet connection.  ACH origination allows you to pay employees electronically and also set up accounts receivable.  Wire transfers can be initiated and then sent once verified by the bank.  Call Eric Staff or Michelle Meints at (641) 648-5171 to have all your questions answered.

Our Business products and services include:

• Business Checking-with competitive terms for any size businesses.
• Business Saver- This is an account offering the potential for higher savings yields.
• A $5,000 minimum deposit is required in order to open an account and receive the disclosed annual percentage yield.
• Tiered rate system based on account balance.
• Transaction limitations apply. See us for details.
• Sweeps-This convenient service automatically transfers funds between multiple accounts.
• Payroll Origination-provides direct deposit of employee payroll.
  
• XPress Phone Banking and Online banking - gives you immediate access to the information you need most often.