Deposit Rates
Current Savings and Certificate Account rates as of February 01, 2012
Certificates of Deposit |
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| Regular Certificates |
Interest Rate |
APY | Minimum Balance |
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| 6 Month | .50% | .50% | $1,000 | ||
| 12 Month | .95% | .95% | $1,000 | ||
| 18 Month | 1.05% | 1.05% | $1,000 | ||
| 24 Month | 1.20% | 1.20% | $1,000 | ||
| 36 Month | 1.45% | 1.46% | $1,000 | ||
| 5 Year | 2.00% | 2.01% | $1,000 | ||
| 7 Year | 2.50% | 2.52% | $1,000 | ||
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6 month certificates compound at maturity, all other certificates compound semi-annually. |
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Individual Retirement Accounts |
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| Interest Rate |
APY | Minimum Balance |
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| *24 Month – IRA | 1.80% | 1.81% | $100 | ||
| *Variable Rate. Customers may choose a fixed rate from our 12, 18, or 24 month CD selection. There may be penalties for early withdrawal from retirement accounts. |
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Deposit Accounts**
| Interest Rate |
APY | Minimum Balance |
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| CORINTHIAN* | .10% | .10% | $1,000 | |
| (Premium Acct) | .15% | .15% | $10,000 | |
| . | .30% | .30% | $50,000 | |
| NOW* | .10% | .10% | $500 | |
| Passbook Savings* | .25% | .25% | $1 | |
| Super Saver* | .25% | .25% | $1,000 | |
| . | .50% | .50% | $10,000 | |
| .65% | .65% | $25,000 | ||
| .75% | .75% | $100,000 | ||
Cornerstone Money Market Account**
| Balance | Interest Rate |
APY |
| $5,000 – $19,999 | .35% | .35% |
| $20,000 – $49,999 | .65% | .65% |
| $50,000 and Above | .80% | .80% |
*FDIC – Federal Deposit Insurance Corporation. Each deposit insured up to $250,000.
**The interest rate is variable and may be changed at our discretion.
APY = Annual Percentage Yield. Fees could reduce earnings. Withdrawal limitations apply.