Checking accounts
| CHECKING | Premium Checking | Value Checking | CashBack Checking | To Go Checking |
| Minimum balance | $1,000 or $10,000 combined monthly average in DDA, Savings & CDs |
None | None | None |
| Monthly service charge |
$10 if balance drops below minimum balance requirements |
$7 monthly fee Seniors (62+) free |
No service charge when you sign up for e-statements and have at least 10 debit card purchases per month. $5 per month if criteria is not met |
No service charge when using e-statements. $2 per month if not signed up for e-statements. Seniors (62+) free |
| Interest bearing | Yes, variable interest | No | Cash back** on all debit card purchases when criteria is met |
No |
| Monthly statement | Mailed to customer. Check images included |
Mailed to customer. Check images included | e-statements required. (check images not returned) | e-statements or mailed to customer. (check images not returned) |
| Online bill pay | Free unlimited | Free unlimited | Free unlimited | 5 free/month, $.50 for each additional payment |
| Checks provided | Yes, standard checks | Yes, standard checks | No | No |
** Rate may vary
All Accounts are eligible for Free Online Banking with Bill Pay opportunities
Overdraft Protection available when qualified
Free Debit Card available when qualified – upgrade to photo debit card for $10


