Checking accounts

CHECKING Premium Checking Value Checking CashBack Checking To Go Checking
Minimum balance $1,000 or $10,000
combined monthly average in DDA, Savings & CDs
None None None
Monthly
service charge
$10 if balance drops
below minimum balance requirements
$7 monthly fee
Seniors (62+) free
No service charge when you sign up for e-statements and have at least 10 debit card purchases per month.
$5 per month if criteria
is not met
No service charge when
using e-statements.
$2 per month if not
signed up for e-statements.
Seniors (62+) free
Interest bearing Yes, variable interest No Cash back** on
all debit card purchases when criteria is met
No
Monthly statement Mailed to customer.
Check images included
Mailed to customer. Check images included e-statements required. (check images not returned) e-statements or mailed
to customer.
(check images not returned)
Online bill pay Free unlimited Free unlimited Free unlimited 5 free/month, $.50 for each additional payment
Checks provided Yes, standard checks Yes, standard checks No No

** Rate may vary
All Accounts are eligible for Free Online Banking with Bill Pay opportunities
Overdraft Protection available when qualified
Free Debit Card available when qualified – upgrade to photo debit card for $10

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