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To all our dear customers, we take this opportunity to say "Thank You" for your business. In a dynamic financial environment as today, we are committed to providing excellent customer service and those needed tools to meet your ever changing banking needs. As in the past, we will continue to align our products and services with your needs as you are the focus of our business. We will also, on a periodic basis, keep you informed about new developments here at the Iowa Falls State Bank to enable you to make the best financial decisions. Choosing us as your bankers is greatly appreciated and so again we say many thanks to all of you !
E-Statement: Innovation Continues
Cutting-edge technology and the combination of speed, accuracy and customer service results in the introduction of E-Statements. Iowa Falls State Bank is pleased to be the first local bank to provide this service to its customers. E-Statement is an electronic version of your statement with images available online via our secure site. You can view and print your statement right from your computer. An email will notify you that your statement is ready for viewing. "This is truly an innovative tool for clients needing month-end statements immediately" says Ellen Toomsen, Senior Vice President and Project Leader. "Customers can now avoid the wait for traditional mail and end paper clutter. This again is Iowa Falls State Bank taking the lead in using technology to provide excellent customer service.".
To learn more about how to sign up for free E-Statements click here now!
From the Credit Corner: Protect yourself from Abusive Mortgage Lending
News reports of financial abuse, particularly in the home mortgage market, have become increasingly commonplace. It's important for consumers to seek a trusted, well established lender and be armed with the information needed to recognize a good loan from a bad one. Otherwise, you could end up paying too much or even losing your home.
Some Mortgage Tips:
Be cautious of lenders that seek you out first.
If you have good credit, beware of loans with an interest rate higher than the current average rate. If you have poor credit, discuss with you lender the pricing of loans having an interest rate three points higher than the current average mortgage rate.
Be sure the terms on the mortgage are the terms you agreed to before closing, and do not be pressured into signing "new deals" at closing.
If information is added after you have signed a document, you may still be responsible. Cross out any blanks or insert "N/A" (not applicable).
Don't let anyone convince you to borrow more money than you need or more than you can afford to repay.
If you have questions about what kind of mortgage you have, kindly contact Doug Truex, or Brian Knoll, or call 1-888-866-8166
Deepen your Relationship with our Free Checking Campaign
Ellsworth Community College stude
nt
Casey Staley has been a customer for seven years and relies on
Iowa Falls State Bank for all his banking needs. "The coolest
thing about having all my accounts at Iowa Falls State Bank is I
have up-to-date banking information at all times. I use online
banking to see account balances, pay bills, you name it." To be
a part of the growing trend to "Make Things Happen!" contact
Jan Heiden,
Michelle Meints or
Joel Carter.
New Product Available!! - Business Debit Cards
Iowa
Falls State Bank is happy to announce that we now offer
Business Debit Cards. These cards are a convenient way for your
business and employees to access funds from your business
checking account at any time. Business Debit cards eliminate the
burden of carrying a checkbook or the administrative hassle of a
credit card or expense reimbursement. These Debit Cards feature
individualized purchase and cash limits, ATM access, detailed
bank statement descriptions, along with safety and security.
This card is great for businesses that make purchases online,
have employees who travel, agricultural input purchases,
maintain company vehicles, or have crews on the road with
purchasing needs. For further information call today or
click here.
